We offer many services to our members and hope you will find them helpful to you. To become a member of the Waco Postal Credit Union (WPCU), you must meet eligibilty requirements in the field of membership. Open a share account with a $25 deposit and pay a non-refundable $5 membership fee. Your $25 must stay in the account as long as you are a member.

• Share Accounts - $25 to open. Dividends are paid quarterly based on a minimum balance of $125.00 and the average daily balance. Dividends rates are determined by the Board of Directors.
• Checking Accounts - $25 to open. A share account is required. No minimum deposit is required when opening with direct deposit authorization. No monthly service charge. Interest is paid monthly on all accounts with an avarage daily balance of $500 or more.
• Christmas Club - No minimum balance required to open. A share account is required. Dividends are paid on the same rate as a share account. A check for the balance of the account is sent to you on November 1st of each year. No other withdrawals are permitted without closing the account.
• Certificate of Deposit - Time deposits are available in terms of 6, 12, 18 and 24 months with a $500 minimum balance. There is a penalty for early withdrawal. Call for rates and specials.
• Consumer Loans - Available at competitive rates. Credit Life and Disability Insurance available. See us first when you need financing.
• Credit Card - We offer a Visa card at 9.99% interest with no annual fee.
• Tickets - Enjoy discount movie tickets and discount theme park tickets. Available for sale at the counter.
• Notary Public - Available to our members at no cost.
• Cashier Checks - Available to our members for a small fee.
• ATM & Visa Check Cards - Have 24 hour access to your money.
• ATM Machine - (on location) Accessable 24 hours a day.
• Automated Teller - "Penny" Have 24 hour access to your account history and account balances.
• Quarterly Newsletter

Your deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency.